Independent Traveller Insurance.

Over the last 10 years many of us have been changing the way we book holidays. In the past most people used a travel agent to book a package holiday where the flights, transfers and hotels were provided by the same company.

The growth in the internet and budget airlines has led to many more people, booking flights, hotels, villas and car hire direct. These travellers are called independent travellers.

Unfortunately many travel insurance policies do not cover independent travellers for things like a Volcano erupting and airspace being closed due to an ash cloud, Airports being closed due to snow, fog or strikes, or even events like airlines or hotels going bust. In these circumstances independent travellers can be left out of pocket as although the cost of emergency accommodation while waiting for a flight can be reclaimed from an airline, money lost as a result of cancelling a hotel at the other end cannot.

John Lewis Travel Insurance	If you book your own travel and accommodation independently, rather than booking a package holiday, make sure you look at John Lewis Independent Traveller cover. This can protect you against flight cancellations, denied boarding, delayed or missed connections, hotel insolvency and additional costs, such as extra transport or alternative accommodation you occur.
Saga Travel Insurance	Unexpected setbacks can result in delayed or cancelled holidays, leaving travellers stranded at home or abroad facing additional bills for accommodation or alternative travel. Saga Travel Insurance will cover you for a wide range of situations, reimbursing costs that are irrecoverable elsewhere. Please note this insurance is only available to those aged over 50.